A lot of lists wit new years resolutions already popped up in the online community. So after reading some and finding my own goals of this year were not all met, I started thinking of how to make a list for my own. Although I didn’t meet all goals from last year, I’m still very pleased with were we are now and how far we have come. Setting up financial goals is not that easy, because they are easily affected by other circumstances. Like getting another job, buying a house or something else. Therefore I’m changing the way on how I set up goals for the next year.