Do we NEED a budget? Nah, but we still want to and this is why…

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When I started this blog, goals had to be made. Not all of them were achieved, but one in particular really stood out. Our savings ratio. We crushed our target goal of 30% by the ending 2016 with an average savings rate of 41%! It was the first year we fully tracked this, and boy was I wrong about what we actually managed to save already. And than I started thinking… How can we ever improve this awesome result?

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