The Ever-Growing Reading List

reading more books

It’s one of the most popular New Year’s resolutions and a commonly broken one as well. While numerous investors, big time entrepreneurs and other successful persons swear by it, it is not always that easy to follow suit.

We’re talking about reading books, obviously. Everybody wants to do it more often, but (almost) never get around to it.

I’ve been saying for over a year that I want to read more, and partially I did. I read massive amounts of blog post since I started blogging myself, more then I would even hold imaginable. But reading books has become neglected because of it. So, what happened? Why didn’t I ‘just start’ reading more? Just setting the goal to read more isn’t magically going to help you to actually read more. But that’s about to change.

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The Past & The Future – The Beginning of a New Year

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With the holidays behind us, our lives slowly return to our regular daily routines. Some of you might have had some time off while others were working in quiet offices. Nonetheless, it’s always a different vibe around Christmas and New Years.

Our habit to reflect on the past and make plans for the future around new years might be a whole lot older than we think.

The month of January is named after the Roman god Janus. He had two faces – one looking to the future and one to the past at the same time – is one of the oldest god known to man and one of the most famous one as well, back in the day. Many referred to him as the god of beginnings, the light, movement, transitions, change, or the passing of time. His resemblance was used to portray doors, entrances, banners and of course: money.

In essence, he became a symbol of the progress from past to future.

And as we enter January goals and resolutions are being set for a new year. That what we have learned from our reflection is turned into plans to make it an even better year to come. It’s an old habit we can’t get rid off, apparently. 

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Hooked on Podcasts – My Personal Favorites For 2018

Best Podcasts of 2017

Photo by Malte Wingen on Unsplash

I’m hooked. I always thought podcasts were fun to listen to and hid a world of information. And it is!

I started listening to podcasts around 9 months ago but got into speed dial when I got a longer commute since the past month or so. The best thing about podcasts, besides that you can listen to it anywhere and everywhere, is that it’s both entertaining and could provide some amazing insights.

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A Change in Course – Quitting my Job and on to The Next

getting a new job

In the past few weeks, I hadn’t had much focus on writing blog posts anymore. I had to focus on some new possibilities which would make a far greater impact on my way of living. One of them was the search for a new job, a pretty time-consuming thing to do. Since a few months, I have been focusing more on a new career move.

Finding the next step would mean 2 things: I would have the opportunity to find something I find more challenging and worthwhile (more than I do now) and changing jobs mostly entails a bigger increase in a paycheck as well!
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Minimalism: It Is All About Simplicity

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As we are making progress and reaching out to others we notice a lot of people who are decluttering, for several reasons. It will clear up space in your home, you can sell the items for money and it will help you let go the feeling of ownership more.

Either you do it out of frugal reason, or a minimalist approach, it fits perfectly in a lifestyle where consumerism isn’t the biggest driver to make you feel happy.

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Procrastinating on Your Job? Bad Idea

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When we started invested almost 3 years ago, our first objective was to get rich(er). We started buying stocks of which we believed would reach up to great heights so we would be able to cash in.  Of course, this wasn’t build to last. By researching more and more about investment strategies and how to deal with money, I stumbled on some PF blogs that were talking about a whole different way of thinking than we had at that time.

So, we shifted our focus to the long haul and started investing in dividend stocks. Aiming for a more meaningful and happy life by reaching financial independence, and the freedom to do whatever we choose. In other words, being opportunity-rich and time rich.

I can tell you, that it’s working. And over the years we’ve built up a small portfolio providing us with some passive income. We’re still far from reaching financial independence and it will take over ten years before we get there. The thing is, my objective that motivated me on this journey was the promise that one day I would be able to stop working my day job and could ‘finally’ pursue what I really wanted and when I wanted it. But I’m not that willing to wait until then, in order to pursue the things I like to do now.

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Wanderlust, why do we travel?

Yesterday morning our alarm clock went off at 5 o’clock. Ridiculously early. But for a good reason. Our plane would depart only a few hours later. Bringing us to the destination where we are spending the next two weeks driving around in the West of the US. And here I am writing this blog post…

We planned our trip at the beginning of this year, because due to a tight study schedule from Mr, Divnomics, we can’t find much time throughout the year to leave the country. 

Almost there

On my work I’ve had many coworkers tipping us on what we should be doing in the US. And while I was finishing up the last working tasks, it also reminded me that our last vacation with a duration longer than a week, had been 4 years ago. While we have made some short trips, this one feels really big. Not only because we leave for longer period than normally, but also because of the greater distance. We are currently 8600 km (or 5300 miles) away from our home in The Netherlands.

Lately, it seems like every millenial is traveling to all kinds of far and exotic places, or all over the world at once. I came across an article the other day which told the story of the youngest person to ever visited every country of this earth. He was only 24 when he already had visited all 196 countried. His reason? He just wanted to see more and decided to go everywhere.  

And what does this have to do with financial independence?

Well, on our journey to FIRE so far, it has become clear that spending money on material things doesn’t always add more value to our life. But relationships, having a purpose and certain experiences do.

Traveling is such an experience that can truly add value to your life.

And millennials are THE group of people that prefer experiences far more than others, 6 out of 10 would rather spend money on this than on material things. And what better experience than travel?

In todays age, where internet has connected everything and everybody online so easily, it’s no surprise all kinds off wanderlust adventures pop up. With pictures being shared of far destinations, gourgeous views and adventurous activities on instagram or other social media. It’s no surprise that so many millennials have traveling on the top of their wishlist. 

According to Wikipedia, wanderlust is a strong desire for or impulse to wander or travel and explore the world. 

So where does this wanderlust comes from?
There are numerous reason why anyone should or wants to travel. As with finance, these reasons can be very personal. But overall there are some reasons that just keep coming back:

You can indulge in new cultures

Where ever you go, people live according to different customs. Opening up to different cultures and getting to know them can really deepen your understanding about this little world of ours.

It’s the perfect way to meet new
people

It’s very easy to connect to other travelers because you already have something in common: traveling. And locals always know the best places to visit, especially non-tourist places which can be very interesting. Who knows what they can bring you? 

We once got into a conversation with a Texan who did a pelgrimidge by foot from France to Portugal. And he found very cheap accommedation with a klooster in Porto (Portugal). So if we would ever travel again there, we know where to stay and save a bit of money on the same time! 

Food! It just tastes so good

Ok, there are some things we might not want to try. But in general you can find delicious types of food in every country. The special thing about it? It always tastes the best when it’s authentic. Like a home made Italian pasta made by a local family. So where to eat better than in the land of origin?

There is just so much beauty to be seen

We aren’t the typical world travellers. But we know what’s out there, yet to be discovered. What can be normal for one person could be very special to others, like the tulip fields in the Netherlands, a hectic medina in Marrakech or Sakura blossoms in Japan.

We aim to see, discover and learn yet so much more. We’re in no rush, we still have many years ahead of us. 

For the coming weeks we have our first trip on US grounds. Where we expect to experience all kinds of new things. Like enjoying the view over the Grand Canyon, driving through death valley, looking up to immense sequoia trees and visit the coast in San Fransisco. 

The activities on this blog might slow down a bit while we’re traveling around.

But we are sharing our vacation via Twitter, just because we believe it would be a hell of an experience. At least, when we have WiFi. So if you didn’t already follow us on Twitter, just click this link.

While browsing through other personal finance blogs, I’ve read many travelstories. Which is a great inspiration of what’s even possible. Like The Dividend Guy who set out to travel around the world in one year with his family, or Justin from Root of Good who has planned a 9 week trip through Europe (and for very little money). 

We know that for us, it has only just begon.

The effects of instant gratification on millennials…

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The millennial generation consists of persons born in between 1980 and 2000. The term ‘Millennial’ was coined up by Strauss and Howe in 1987.

But what makes an individual a millennial? Is it being lazy? The love for travel? The ‘I want to do everything my own way’ attitude? Do we really don’t know how to handle money?

Who knows?

I was born in 1987 and therefore I’m officially placed in the millennial generation (born between 1984-2000), although on the outer end. The strange thing is that I never felt connected with ‘being a millennial’ at all. For a lot of people, it’s the lost generation that is so hard to influence and is doing everything different than what is expected of ‘normal’ people. Are Millennials that much different?

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