Monthly Dividend and Real Estate update – July 2017

Monthly dividend & portfolio update - July 2017

The past month has been flying by like crazy. The plans for the wedding are really taking shape and I’ve, completely unexpected, bought a wedding dress. With ‘only’ 9 months to go, the coming month we will be deciding on the invitations and flowers (Pinterest really became my friend in this).

But the even bigger news here is that we have bought a rental property!

Oh yes, and of course we are receiving dividends as well. Still collecting without even lifting a finger. Talking about the power of passive income here.

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Monthly Dividend and Portfolio update – June 2017

Dividend-income-june

Did you know June officially is the first month of the summer? On the 21st of June, we’ve had the first summer day of this year. It was on a Friday, and it couldn’t be a better start. Because the next day, we had our second BE & NL FIRE meet-up in Utrecht. We had wonderful talks and discussions and all in all had a great time. The third meeting is already being set up, and we’re making plans to grow the FIRE community throughout the Netherlands and Belgium.

My look on FIRE has been changing lately, partly due to influences of others. It isn’t only about the numbers and waiting to reach a certain goal, but about radically changing your life so you have the power to fulfill your dreams as early as possible. FIRE to me is more about creating the time and opportunities to do so. But the numbers are equally fun while being in the building phase, and I get a lot of motivation from tracking my own results and seeing progress made by others. Our goal is to build up one or more passive income streams through investing in dividend growth stocks, and hopefully, we can add real estate to that list pretty soon as well.

With every month ending, I like to disclose what our progress is. How our investments played out, and what our further plans will be. Partly to be fully open in order to be accountable, and partly because I hope to show others some inspiration, ideas or just another mindset. Let’s get to it.

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Dividend & Portfolio update – May 2017

Monthly dividend and investing update

Another month in the books. Only one left to go and we’re already halfway through this year! We’ve made some new steps in our real estate venture and our monthly dividend has never been this high before. Partially because of a very unexpected special dividend we have gotten. Always nice to earn some extra without lifting a finger. All in all, it was a great month.

After the deception of last months results, things couldn’t have gone better this time around. We’ve received the late dividends of Munich RE and got a surprise extra dividend from BESI. Resulting in our best month ever!

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Monthly Dividend & Portfolio Update – April 2017

Monthly dividend update

Well, it happened, for the first time ever our dividend hasn’t grown year over year. And to put it blankly, it actually decreased a lot. But, we haven’t lost anything. The biggest chunk of our ‘normal’ April payments will now be paid in May. Therefore our results for this month a quite a bit skewered.

I promise, that this hole will be filled though. Big Time. Because on the other part, we managed to get an amazing additional income for this month. Our savings have been flooded by something we had been waiting for, for over 6 months now….

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A company cuts their dividend, now what?

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We had our first encounter ever with a dividend freeze within our portfolio. I know, It’s not so bad though, imagine they would have cut their dividend… We never actually thought about what we would do if and when such a thing would happen. Although it’s very common and could basically happen anytime with any stock, it can also catch you by surprise.

We buy shares of companies that pay AND grow their dividends. Because of this, we can make use of the beautiful magic of compounding. Over (a long) time, the growth will accelerate our cash flow from dividends and our yield on cost will steadily increase.

I decided to check up on the why of the company in this particular case, and research how dividend cuts affected companies in the past. Hopefully, it will give us some insight into how to make decisions based on a cut and if it’s all that bad at all?

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Monthly dividend & portfolio update – March 2017

Monthly update-march2017

What a month. So many things have happened, both financially and personally. We just got back from a 2-week vacation. So what do you do when you’re home? Writing this dividend report over the past month, of course!

I haven’t spent much time checking up on the markets. Which was a bit strange at the beginning, since I was used to checking it every day… In the end, it doesn’t even matter. And from here on I will hopefully feel the urge less often than before.

When you’re not focussed on the markets, or investing whatsoever for a couple of weeks. It’s great to see you’re still getting some of those dividends. Our year on year growth was great and even higher than February. March was also the month we received our first 3 digit dividend income for this year.

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Dividend & Portfolio update – february 2017

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Two months already have gone by this year. Time sure goes fast. This month started off really great, because of the meet-up we had in the first weekend, where we took in a whole lot of info. Since then I started to do more reading, Mr. Divnomics got more involved as well and although we haven’t set up our FIRE plan just yet, we are having very interesting talks in all of our plans towards FI.

We started the year of with some amazing yearly dividend growth. This month’s growth rate is a bit lower. Still, we’re very pleased with it. We didn’t make any recent stock buy’s, as we had to invest in something else (more on that later), and we received the first dividends of two new stocks in our portfolio.

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Dividend & Portfolio update – January 2017

urban gardening breeding

A new month comes with new numbers! Well, the metrics remain the same, but we are pleasantly surprised how far we have come the past year. In January we’ve made some more changes to our portfolio and even opened up a new brokerage account. We hoped to have sold the car by now, but that has to wait a little longer. Until then we keep on going like we are doing now, and allocate capital to our portfolio every single month.

The net amount of dividends in January are still on the lower side for the year, but our dividend growth compared to last year is showing some amazing progress!

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